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Kristi Nelson Kristi Nelson

What Will It Take for Prices To Come Down?

You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that's not what's in the cards – and here's why.

There are more people who want to buy a home than there are homes available to purchase. That’s what drives prices up.

Let’s break that down and explore why, nationally, home prices aren’t going to be coming down anytime soon.

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Kristi Nelson Kristi Nelson

Don’t Let These Two Concerns Hold You Back from Selling Your House

If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market. Maybe you’re wondering if it’s even a good idea to move right now. Or you’re stressed because you think you won't find a house you like.

To put your mind at ease, here’s how to tackle these two concerns head-on.

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Kristi Nelson Kristi Nelson

Why Buying on Bainbridge Island Today Is a Smart Move for Tomorrow

Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision.

As soon as you buy, you’ll start gaining equity. And you’d be surprised how quickly that can add up – even with more moderate home price appreciation.

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Kristi Nelson Kristi Nelson

What To Know About Credit Scores Before Buying a Home

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains:

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Kristi Nelson Kristi Nelson

WHAT’S REALLY HAPPENING WITH MORTGAGE RATES?

Are you feeling a bit unsure about what’s really happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your head and wondering what’s true. The simplest answer is: that what you read or hear will vary based on the time frame they’re looking at. Here’s some information that can help clear up the confusion.

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Kristi Nelson Kristi Nelson

2 Factors Impacting Mortgage Rates in Bainbridge Island

Are you considering buying a home in Bainbridge Island? If so, you're likely paying close attention to mortgage rates. Like elsewhere, rates in Bainbridge Island have fluctuated in recent years, hitting lows, rising sharply, and now settling back down. But what factors influence these changes?

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Kristi Nelson Kristi Nelson

Bainbridge Island and the “Silver Tsunami”: Don’t Worry, the Waves are Gentle

Have you been hearing whispers of a "Silver Tsunami" crashing into the housing market? It's a catchy term referring to the potential wave of baby boomers downsizing their homes as they age. But before you picture Bainbridge Island's idyllic waterfront swamped with "For Sale" signs, take a deep breath. Experts say the impact is likely to be much calmer than the name suggests.

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Kristi Nelson Kristi Nelson

Why Pre-Approval is Your Homebuying Gamechanger

If you’re thinking about buying a home on Bainbridge Island, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why.

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Kristi Nelson Kristi Nelson

Considering Retirement? Bainbridge Island Could Be Your Perfect Next Chapter

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life. Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.

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